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Alliance Financial Credit Union offers a wide variety of loan products to meet our member’s needs. Please contact the credit union for complete details and qualifications.

Vehicle Loans
The credit union offers excellent rates, flexible terms, and services to help you purchase your next vehicle. New car loan terms range from 1 to 96 months with a variety of rates to meet your needs. The credit union also offers fixed and variable rate financing to provide the best options to our members. Used cars up to 7 years old may be financed with terms ranging between 1 –72 months. Be sure to stop by the credit union first for a pre-approval to make your purchase even easier. Also, we can help you determine vehicle values and the history of your used vehicle

Personal Loans
Personal loans are a great way to borrow quickly and easily. Personal loans may be granted with/without collateral. The maximum limit for unsecured personal loans is $15,000.00, however individual limits are largely determined by gross monthly income. Limits for personal secured loans vary based upon value of the collateral. Terms generally range from 1-60 months based upon amount borrowed.

Line of Credit Loans
Discover a quick and easy way to access quick cash with our line of credit loan. Similar to a personal loan except the line of credit loan has a predetermined credit limit which members may borrow without completing another loan application. The loan offers a low variable rate and a low repayment to fit any budget. Funds can be accessed 24 hours a day via ALFI.

Share Secured, Share Certificate Secured, and Partially Share Secured Loans
Loans which utilize shares on deposit at the credit union are share secured, share certificate secured and partially-share secured loans. The member pledges share or share certificates for either the full or partial amount of the loan. The funds held in share accounts are reduced as the balance of the loan decreases.

Single Payment Loans
Borrow now and pay later!! Single payment loans require no monthly payments and the balance is due (including interest) in 6 months. This is a great way to anticipate large cash inflows (home sale, income tax refund, etc) without waiting for the money or get you past a temporary rough financial time.

Boat/RV/Travel Trailer/Motorcycles/Sports Equipment
The credit union offers loans for these special items!! We can finance both new and used items. A wide variety of terms up to 120 months is available.

Mortgage Loans
The credit union has a mortgage services division for real estate loans. Please call AL Vasquez 877-352-2777 for further information.

Student Loans
The credit union has a student loan division for student loans. Please see our “Links” page to visit the web site for information.

Life and Disability Payment Protection
These valuable protections are available to protect credit and deliver peace of mind. Disability protection will pay the loan payments in the event a member is unable to work due to illness or injury. Life protection will payoff the loan balance in the event of death. Feeling secure that debts will be paid in an emergency can help ease worry and anxiety.

Payment Options
The credit union offers several convenient methods of making payments including automatic transfer from credit union accounts, transfers from accounts at other financial institutions, payroll deductions, or coupon book.